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The Cisneros Connection Blog

Wednesday, December 19, 2018   /   by Loren Foxx

8 Easy Ways to Seal Windows & Air Leaks Around the House

A typical family spends about a third of its annual heating and cooling budget -- roughly $350 -- on air that leaks into or out of the house through unintended gaps and cracks. With the money you waste in just one year, you can plug many of those leaks yourself. It’s among the most cost-effective things you can do to conserve energy and increase comfort, according to Energy Star.

Start in the attic, since that’s where you’ll find some of the biggest energy drains. Then tackle the basement to prevent cold air that enters there from being sucked into upstairs rooms. Finally, seal air leaks in the rest of the house. Here are eight places to start.

#1 Insulate Around Recessed Lights
Most recessed lights have vents that open into the attic, a direct route for heated or cooled air to escape. When you consider that many homes have 30 or 40 of these fixtures, it’s easy to see why researchers at the Pennsylvania Housing Research/Resource Center pinpointed them as ...

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Thursday, December 13, 2018   /   by Loren Foxx

Should You Wait to Buy… or Is Now the Best Time?

It’s hard to think about buying a new home, particularly when there is snow on the ground. But with the double whammy of prices continuing to creep up on homes and interest rates certain to rise, it’s critical to think of purchasing a home before rates and prices both increase. Here’s some basic mathematical reasons why:

1. Price increase. Let’s say you’re thinking of purchasing a primary home. The current median home price in New Hampshire, according to Zillow, is approximately $271,000, and is forecast to rise 6.1% in the next year. That means the home you are looking at would be almost $288,000 a year from now. (In Laconia, the current median home price is $192,000, with a 6.4% one-year forecast. This would put the home at $204,000 in a year, which is a $12,000 increase, give or take a few bucks). 

2. Down payment changes to avoid PMI. If you are putting 20% down, as you should to avoid PMI (private mortgage insurance), your down payment at t ...

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Tuesday, December 11, 2018   /   by Loren Foxx

Troubleshooting Your Oil Furnace

Whatever you do, don't hit the reset button on your oil furnace more than twice.An oil-burning furnace is essentially a blowtorch in a fireproof box. Electrical ignition sparks a high-pressure mist of oil and air, heating the air in an adjacent chamber. A blower pushes the warmth throughout your home.Despite its complexity, problems with an oil-burning furnace are rare. The good news is that many common problems can be addressed easily by a homeowner. However, some repairs call for an HVAC professional.
Start Out Easy

Check the thermostat. Is the fan mode set to “automatic?” Is the thermostat set to “heat?”
Check your fuel oil supply. Don't just rely on the gauge — it’s as prone to failure as any component. Unless you just had it filled recently, check the fuel tank itself. Use a dipstick to determine how much fuel you have. By the way, it's never a good idea to let your fuel level get low; that's when sludge and sediment get sucked into lines a ...

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Monday, December 10, 2018   /   by Loren Foxx

Listing Your Home in Winter

Many sellers shy away from listing homes in winter. After all, there are fewer buyers in the market, and it’s always desirable to fish when there are actually fish in in the lake! There are many reasons why listing your home in winter can be logical and productive, Here are the key reasons why it’s worth considering listing in the winter months. 

There’s less competition. Fewer sellers list homes in the winter, meaning there are fewer homes on the market. A truly motivated buyer or investor may still be looking for a home, and there are fewer homes cluttering their searches (and certainly fewer sellers simply testing the waters). It is critical to pay attention to the market before listing a home. By knowing if recently sold listings are newer to the market, or if homes have been languishing for more than 60 days, we can determine whether market conditions support listing a home.

Basic economics. One of the first things college students learn when they ...

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Monday, December 3, 2018   /   by Loren Foxx

The Market Shift Has Arrived... Are You Ready?

Article by Corina Cisneros, Team Leader, Cisneros Realty Group

We are. Did you know that across the nation, sales of homes are down, prices are flattening a bit, and overall the market is slowing? Agents across the country are becoming aware of these realities, and while this is certainly something of which sellers should be aware, there are ways to mitigate the shift.

This graph depicts the Historical NH Median Home Sales price. It took 10 years, from 2007 to 2017, to recover from the Great Recession. In 2018 the median sales price broke through the established trendline signaling a high probability of a downturn in home prices.

One of the most important and challenging parts of our job is having an open, honest conversation about expectations. All homeowners need to understand the factors at play for home sellers, including time (how quickly do sellers need to vacate their homes); motivation (why is someone selling the home); and market conditions at large. It is our ...

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